Leading the Way on Global Crypto and FinTech Sustainability

The world is in the midst of a global climate crisis—one that is impossible to ignore. To avert the worst-case climate scenarios, countries around the world have committed to reach carbon net-zero by 2050. Addressing sustainability across all industries is a worldwide priority, and global finance is no exception.  The blockchain and digital asset industry … Continued

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Why Sustainability Is Essential for the Future of Money

Block Stars is a podcast series where Ripple CTO David Schwartz meets blockchain’s most innovative and impactful thinkers. In the latest episode, David talks with serial entrepreneur Sid John Leopold about the environmental impact of blockchain technology and what it means for the future of money. In a 2017 academic article, Sid analyzed the eco-friendliness … Continued

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Interoperability Will Determine CBDC Winners and Losers

As Congress debates the potential of a second coronavirus stimulus bill, 9 million Americans are still waiting for their first $1,200 payment check to arrive in the mail. The inability of our existing financial infrastructure to respond quickly and effectively to an emergency like COVID-19 has prompted fresh debate about how innovations like digital currencies … Continued

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Mojaloop: Creating a More Financially Inclusive Future

Ripple’s founding vision is to enable the world to move value like information does today—a concept we refer to as the Internet of Value (IoV). This vision remains essential to Ripple’s foundation and contributes to its driving motivation to create greater economic opportunity for all.  Creating economic fairness and opportunity for the unbanked and vulnerable … Continued

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The World Economic Forum’s Sheila Warren Keynotes Ripple Swell Global 2020

Today, the blockchain and digital currency industry is at an inflection point, similar to that of the internet boom of the 1990’s. Not unlike the internet’s historic impact, these technologies have the capacity to engender greater financial inclusion and economic opportunity. Will global policy makers provide thoughtful regulation that both fosters innovation and protects consumers? … Continued

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The Role of Blockchain and Digital Assets in Cross-Border Payments

In our last discussion we showed how the fragmented landscape of cross-border payments is being redefined by the power of ISO standardization, and the fresh technology approach of RippleNet.  Today, cross-border payments are on the cusp of transformation. Blockchain technology and digital assets like XRP can create a more frictionless cross-border payment experience. At Ripple, … Continued

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Why Real-Time Cross-Border Payments Are Poised To Breakthrough

If the COVID-19 pandemic has taught us one thing about payments, it’s that speed, reliability and on-demand access to money is critically important in a world powered by digital interaction. Our world may be forever changed, but with that change comes the potential to optimize better ways of doing day-to-day life tasks—payments included. Given the … Continued

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